About
What Oru is, what it does, and what it won't do.
Oru is an AI that keeps track of your money from inside a chat window. You mention what you spent, or let it read your bank alerts, and it handles the rest: the running total, the bill due tomorrow, the debt you're clearing, the thing you're saving for, and any message that looks like fraud.
No bank login involved. It sees only what you hand it, moves no money, and will never ask for an OTP, a PIN or a password.
At a glance
Who it's for
Anyone who has deleted a budgeting app in week two, and anyone whose parents keep getting odd messages.
What it won't do
Not a bank, not an adviser, and not somewhere your money is held.
Available on
Telegram and the web today. The Android app is in early access, and WhatsApp and iPhone are on the way.
Price
Oru Free is ₹0 forever. Plus is ₹699 a year or ₹79 a month once billing starts. Nothing is charged during early access, and no card is taken.
Why Oru starts in chat.
Every budgeting app has the same flaw: it waits. You have to remember it, open it, and type things in. Oru starts from the other end. It reads what arrives, works out what it means, does the sums, and answers in one sentence, in a thread you already had open.
Understands plain messages
“chai 20, auto 80” turns into two sorted entries and an updated weekly balance.
Remembers your routine
Payday, fixed bills, your habits, and anything you asked it to remember.
Messages you when it matters
A renewal due, a category running hot, a goal drifting. You hear early enough to act.
Won't move money
Reading and organising, nothing more. No transfers, no credentials, no stock tips.