Paying it off

A clear plan to pay off your debt.

Put your card, loans and EMIs in one place and Oru ranks them by what's bleeding you fastest. You choose what you can spare each month; it keeps score and tells you the date it all ends.

Oru@heyoru_bot

How much do I still owe on my credit card?

₹24,000. At this pace it's cleared by March.

What if I pay ₹5,000 a month?

Then it's cleared by January, two months sooner.

How it works

A clear running order

Costliest first, or smallest first if early wins keep you going.

Instalments counted

Paid, pending and how many months are left on each.

Your pace

Change the monthly amount and the finish date moves with it.

Practical nudges

The next sensible step, and a heads-up when you're ahead of schedule.